Q: WHAT ABOUT PAST CREDIT PROBLEMS?

A:  We finance customers who have had past credit problems and want to rebuild their credit.

Q: I'VE HAD A BANKRUPTCY.  DO I STILL QUALIFY?

A:  Yes.  We will finance customers who are in bankruptcy or who have recently been discharged.

Q: I'VE HAD A REPOSSESSION BEFORE.  DO I STILL QUALIFY?

A: Yes. We will finance customers who have had a repossession before.

Q: I JUST STARTED MY JOB. CAN I STILL GET FINANCED?

A:  Yes. Although job time is a major factor we can usually arrange a loan that will fit each customer.

Q: HOW MUCH WILL I NEED FOR A DOWN PAYMENT?

A:  We try to be flexible with customers down payments and will work with each customers budget. Let us know what you can afford for a down payment and we will arrange a loan that works for you.

Q:  WHAT WILL MY LOAN PAYMENTS BE?

A: Each customers loan application is reviewed for affordability.  A budget analysis is done with each customer and a payment amount is arrived  that suits the customer.

Q: DO YOU REPORT TO THE CREDIT BUREAUS?

A: Yes: The main focus of our credit program is to help you rebuild your credit. We report to the credit bureau each customers payment history on a monthly basis.